Our loan OPTIONS
Merchant Cash Advance (MCA)
A Merchant Cash Advance is a fast funding option where you receive an advance based on revenue and repay automatically from ongoing sales or deposits.
- Revenue-based approval (deposits matter)
- Automatic remittances (daily or weekly pulls)
- Factor-rate pricing (total payback quoted)
- Same Day Funding
- Flexible repayment that adjusts with sales volume.
- No fixed maturity date tied to performance.
Business Line of Credit
A business line of credit gives you a revolving limit you can draw from, repay, and reuse as needed.
- Draw anytime for short-term needs
- Reusable funds as you repay
- Pay for what you use (on drawn amount)
- Helps manage cash flow gaps and seasonality.
- Only pay interest on the amount drawn.
- Can be secured or unsecured depending on profile.
Small Business Loans (Term Loans)
A term loan provides a lump sum upfront and is repaid on a predictable schedule over a fixed term.
- Lump-sum funding for planned investments
- Predictable payments for budgeting
- Clear payoff timeline with a defined term
- Typically offers lower rates than short-term options.
- Ideal for equipment, hiring, or expansion projects.
- Fixed or variable rate options available.
Asset Based Lending (ABL)
Asset-based lending ties borrowing power to collateral value, with availability that can change as assets change.
- Collateral-driven limit (borrowing base)
- Can unlock more capital for asset-rich businesses
- More reporting and monitoring requirements
- Common collateral includes receivables, inventory, or equipment.
- Availability may increase as asset values grow.
- Often suited for companies with strong balance sheets.
SBA Loans (SBA 7(a))
SBA loans like SBA 7(a) are long-term, structured financing with heavier documentation and a slower process for larger projects.
- Longer terms (often multi-year)
- Fits big-ticket uses like expansion or acquisition
- More paperwork and longer approval timeline
- Backed partially by the U.S. Small Business Administration.
- Competitive rates compared to conventional loans.
- Can be used for a wide range of business purposes.
Compare Loan Options
With ByzLoan.
See multiple offers in one place and choose the best fit for your business with fast, simple, and transparent funding.
How Can You Use Funding From ByzLoan?
Flexible Options. Multiple Uses.
- Purchase Inventory
- Cover Payroll
- Expand or Renovate
- Marketing Campaigns
- Stabilize cash flow
- Upgrade equipment
- Hire more employees
- Consolidate business debt
What Our Clients Are Saying...
Merchant Cash Advance
We opted for a Cash Advance, and the funds were in our account the next morning. It was a lifesaver. Because the repayments fluctuate with our daily credit card sales, I didn't have to worry about a huge fixed bill during our post-holiday slow down. It kept our doors open when it mattered most.
EDUCATION
Confidence At Your Fingertips.
Make informed decisions with confidence. From step by step breakdowns to transparent comparisons and real testimonials, everything you need to understand your options lives here.
