Compare BYzloan Products
The most important thing to us is helping businesses access capital with confidence.
MERCHANT CASH ADVANCE
SPEED:
Flexibility:
SIZE:
Companies with less than perfect credit but make at least 10k per month in gross deposits.
Funding amount range
Up to $5 million
Funding speed
1-3 days
Term range
up to 36 months
Repayment frequency
Daily / Weekly / Monthly Options
Cost and Rates
1-3% per month
Collateral
No
Personal guarantee
Depends
Min time in business
1+ years preferred
Min revenue
$10,000
Min credit score
Non minimum / Revenue Based
Docs required
4 months banks / Application
Business Line of Credit
SPEED:
Flexibility:
SIZE:
Companies with average to good credit, consistent revenue.
Funding amount range
Up to $5 million
Funding speed
1-3 days
Term range
up to 36 months
Repayment frequency
Daily / Weekly / Monthly Options
Cost and Rates
1-3% per month
Collateral
No
Personal guarantee
Depends
Min time in business
1+ years preferred
Min revenue
$10,000
Min credit score
Non minimum / Revenue Based
Docs required
4 months banks / Application
Asset Based Lending
SPEED:
Flexibility:
SIZE:
Companies who have equity in their property.
Funding amount range
Up to $5 million
Funding speed
2-3 weeks
Term range
10-30 years
Repayment frequency
Monthly
Cost and Rates
1-2% above prime
Collateral
Yes
Personal guarantee
Yes
Min time in business
3+
Min revenue
$10,000
Min credit score
N/A
Docs required
Property address and balance info / 4 months banks / Application
Small Business Loans
SPEED:
Flexibility:
SIZE:
Companies who have decent Revenue and Credit.
Funding amount range
Up to $5 million
Funding speed
1-3 days
Term range
up to 10 years
Repayment frequency
Monthly
Cost and Rates
1-3% per month
Collateral
No
Personal guarantee
Depends
Min time in business
3-5 years
Min revenue
$10,000
Min credit score
500+ depends on cash flow
Docs required
4 months banks / Application
SBA (SBA 7(a))
SPEED:
Flexibility:
SIZE:
Companies who have good credit, 5+ years in business and good revenue.
Funding amount range
Up to $5 million
Funding speed
2-4 weeks
Term range
10 years
Repayment frequency
Monthly
Cost and Rates
1-2% above prime
Collateral
Depends
Personal guarantee
Yes
Min time in business
5+
Min revenue
$10,000
Min credit score
650-700+
Docs required
2 years personal and business taxes/bank statements / P&L Balance sheet
WHY CHOOSE BIZLOAN
We provide strategic capital solutions built to move businesses forward with confidence, clarity, and long term partnership.
What Our Clients Are Saying...
Merchant Cash Advance
We opted for a Cash Advance, and the funds were in our account the next morning. It was a lifesaver. Because the repayments fluctuate with our daily credit card sales, I didn't have to worry about a huge fixed bill during our post-holiday slow down. It kept our doors open when it mattered most.
EDUCATION
Confidence At Your Fingertips.
Make informed decisions with confidence. From step by step breakdowns to transparent comparisons and real testimonials, everything you need to understand your options lives here.
